Property Damage Claims: Why You Need Legal Help from Day One

Dealing with insurance companies after property damage can be daunting. They have different tactics to scare and stall policyholders, and typically they’re not on your side. Insurance adjusters often try to shortchange you, offering less than what your claim is worth. That’s where having an attorney from the start can make a huge difference. At Averill & Reaney, we're here to ensure you get the compensation you deserve.

Why You Need an Attorney Immediately

Insurance companies have a vested interest in minimizing payouts. They employ various tactics to achieve this, including:

Undervaluing Claims: Insurance adjusters often undervalue property damage claims, offering settlements far below what is fair or necessary to cover repair costs.

Delaying Payments: Insurers use delay tactics, dragging out the claims process to pressure you into settling quickly or missing critical deadlines for filing lawsuits. Generally, the statute of limitation for property insurance claims in Louisiana is 2 years, but all policies are different. You should consult our attorneys who will research and inform you of the statute of limitations for your claim.

Disputing Liability: They may dispute liability or argue that the damage isn’t covered under your policy, leaving you to fight for your rightful compensation.

Complex Paperwork: Insurance forms and procedures can be intentionally complex, making it difficult for policyholders to navigate without legal expertise.

These maneuvers are almost inevitable in the claims process. Knowing this, it's important to not wait until you're deep into the claims process to seek legal representation. By securing an attorney from the outset, you're prepared for these challenges. Early guidance ensures you don't fall victim to unfair practices or miss critical deadlines, maximizing your chances of receiving the compensation you deserve. At Averill & Reaney, we're here to provide the support and expertise you need to ensure your property damage claim is handled fairly and effectively from day one.

Legislative Changes and Your Rights

Legislation governing property damage claims and the actions of insurance companies is continually evolving, driven by frequent abuses by insurance adjusters and the prevalent occurrence of property damage from severe weather in Louisiana. Many individuals hesitate to seek legal representation due to fears of being dropped by their insurance provider. However, it's crucial not to let these concerns deter you from seeking legal assistance. Consulting with us can clarify the evolving legal landscape and ensure that your rights are protected throughout the claims process.

How Averill & Reaney Can Help

At Averill & Reaney, we specialize in property damage insurance claims and are well-versed in the tactics insurers use. We provide personalized, expert guidance from the moment your property is damaged until you receive fair compensation. Contact us today!